They call them accidents! In insurance, we understand that things happen. Maybe we could have avoided them, or maybe not. One thing is for sure: You want to have insurance when you are about to lose money from an accident, or when you lose your transportation, or you have a hole in your house!
When you talk with your insurance agent, I hope he or she explains things the way that we do at the Insurance Place of Orange Park. You want to know what an accident will cost you before it happens.
Auto insurance has different deductibles and limits. All those things matter when you have an accident. Sure, you want a lower monthly payment. Great! Remember, for any company, the stronger the coverage, the more it costs. This is a fact of insurance. If you want more coverage, then the insurer has more expensive risk. Higher risk costs more money.
You are the customer, and you should have an agent who will explain your coverage. We explain what is covered and what is not — and why! If you have a general liability policy for your business, you want an agent who is reading your policy, whether it's 20 pages or 120. The details mean everything.
Come and see us at the Insurance Place of Orange Park (aka Pickering Insurance Agency). After doing business with us, you will find out why, so many times, we hear people say, "No one ever explained that to me before now!"